Kansas lawmakers have reopened the sports betting discussion with two new sports betting bills.
January 27th saw Senate Bill 84 introduced followed by House Bill 2199 on February 2nd. Both bills propose that the state lottery is expanded to oversee sports betting in Kansas.
... Aside from new tax rates, the only other major difference between this year’s bills and their 2020 counterparts is that existing lottery operators will be allowed three sports betting skins as opposed to the two approved last year.
With four casinos in the state, this would mean a total of 12 sports betting skins for Kansas.
PointsBet, FanDuel, and Barstool Sportsbook look the most likely brands to enter the market due to their current partnerships and relationships with the state’s existing casino operators. That leaves 9 skins open for partnerships which is enough to see the majority of the USA’s largest sports betting providers enter the market.
The bills would also allow the state’s Native American tribes renegotiate their gaming compacts to include sports betting in some form.
source : https://gamblingindustrynews.com/news/kansas-introduces-sports-betting-bills-once-again/

To start, this should be a single player game. If Bethesda/Obsidian/MS can make it so I can play with 1 or 2 friends, I want that but understand it's not that simple.
So why it should be picked:
First, NY has an amazing history when it comes to Pre-Revolution, Revolution, the Civil War, and beyond. Major events like the battle at Saratoga (which is considered the turning point of the Revolution), the 1980 Miracle on Ice, and Woodstock (along with a whole lot more) all took place in upstate NY. So the rich history of the area is ripe for pro American stylizing and propaganda that gives FO it's unique take on American Atom-punk.
That along with more modern history of things like the Native Americans (The Oneidas) actually taking back their land and forming their own sovereign nation (basically they have their own gov. Pay no state taxes, and self govern with police, fire, and allow gambling which NY does not). So their modern government would not only be some great lore, but I honestly believe could be a basis for the main quest line. Things like their unique tribal leadership, philosophy, and gambling (hello 10 luck) could bring a very grey area to fallout that was kind of missed in FO3 + 4. Plus their mythology would make for a great weird scene that fallout has at least 1 of every game.
Also, for those who don't know, upstate NY is very country with major cities pocketed about. (Utica, Albany, Syracuse, etc). So if you liked NV style of wandering the wastes, or 3s style of city wandering, we've got both. Also, we've got two mountains areas, one in the Adirondacks and the Catskills are the other.
That said, one of the most important parts of fallout are the locations. Where can we go? For that I have a list:
Major locations:
Lake Placid Winter Olympics training facility - the winter olympics world be held in 2078 and if they still exist by then and to play into the game, LP could be the location of those games. Again, the miracle on ice where American Amateurs bested the Communist Russian Pros, was held there. The "Better dead than Red" sentiment would be full force. Not to mention one of a few great locations for a possible vault (80, in this case to house winter olympians). Plus, the weapons could be cool too. Hockey sticks, hockey skate blades on gloves, a goalie mask for armor, you name it.
Cooperstown Baseball HOF - Now when you think Americana, Baseball is one of your first thoughts, don't lie. Cooperstown is baseball central and very pretty. Another great place for pro-american styles and fun gear like baseball base mines, softball helmets (because fuck you "A League of Their Own" style pro-baseball league in FO sounds awesome), and of course bats and baseball grenades. Also a baseball Vault (Vault 4, 5, 7, or 9). Not my idea, but in this vault, there's 32 teams of mens and 32 teams of womens baseball (or coed teams, idk), all of whom are pro players. Vault tec test is simple, winner gets food and drinks, loser gets steroid infused food and drink (but they don't know it has steroids obviously). The idea is, test how good at baseball people can be if given monster amounts of steroids for generations. I'll make a separate post about this in detail if desired.
Canastota Boxing HOF - Another unique area for America. Canastota is pretty boring and empty, but for those of you old enough to remember Rocky when it came out, it basically revived Boxing as a major sport and also had a moment where America bested the Red Menace (Rocky IV). Maybe a spot for a vault or to learn unique unarmed moves. Pugilism Illustrated anyone?
Albany - NYs capital and an easy big city area along the Hudson. A great location for corporate greed, governmental corruption, and side quests. Can't say it'll be the focal point of the game since its very near the eastern border of it, but a good location for exploring and lore.
Buffalo/Niagara Falls - Ya ever gone over the falls in a barrel? Do ya want to? I think using Niagara Falls (which has an American and Canadian side, Canadas is the U-shaped famous one) as Fallouts first "Non-American" location would be fun. First, the falls are beautiful and are a major source of hydroelectric power. Second, in FO, America annexed canada, so it's technically still America! Third, right across the "border" are casinos! More gambling! Third and a half, it's another big city and buffalo is where the buffalo wing was invented (God bless buffalo wings). Besides the cool lore opportunity about the annexation and the city location, the falls could be a major location for the story if the main conflict was about powering the area, similar to NV.
Syracuse - NYs (literal) center city. The Salt City as it was formally known is a big city with some great old and new style. Again, not much about the city to say, but a great opportunity for corporate BS. The main attraction would be the Syracuse Dome (formerly the Carrier Dome). Due to its location and style, it's perfect as a central trading hub for the major cities and people. Think of Great Green Jewel style, people living, bars, shops, etc. BUT the really interesting part is what's right next to the Dome. SUNY ESF (Environmental Science and Forestry). This college is special because (A. I went there) it has very unique programs and with some future tech thrown in, could be a great location for a Fallout 3 Harold or NV vault 22-esq quest. The college already does experiments with major chemicals, evolution (FEV anyone?) and breeding plants for unique purposes. Again, I have a really cool idea for this area, but that can be a different post. Fun fact, ESF is actually working to bring back the North America Chestnut that went (nearly) extinct! Also, some asshole releases the fruit flies the genetics lab work with every year and it sucks.
NYC (Empire, 9/11 memorial, Statue of Liberty) - Yeah yeah, you can't have NY without the City, but frankly there's so much here to explore and deal with, I'd leave it to the pros to really do it justice.
Turning Stone Casino - Gambling, a hotel/restaurants like in NV, and a good spot for the main quest line.
Fort Stanwix - A real revolutionary war fort. HQ or major area for raiders. Safe, well protected and with plenty of history.
Fort Drum and Griffis Air Force Base: Two major bases that could be packed with guns, nukes, and power armor. Heavily guarded by turrets, robots, and security gates.
Main Quest:
Without too much detail, I figure your character will be hired to figure out the future of NY.
You'll be brought to the Turning Stone which is currently the HQ of the Oneida tribe. Your job would be to either work with the other tribes in the former Iroquois Confederation (Seneca, Cayuga, Onondaga, Oneida, Mohawk, and Tuscarora [added later]). (Quick note: in my AU, some time after the bombs fell, the IC came to power because of their knowledge of living off the land and attempted to rebuild society. After some time rebuilding and establishing a post-war society, the tribes do the thing all humans do and bicker. Around 2200 the IC broke apart but the tribes retained power in their areas. They fight, trade, yadda yadda but no one is in control of everything.
Throughout your quest, it turns out that what is holding everyone back is a lack of power for things like lights and running water. Your job will be to determine where to get that power (Nuclear power plant in Oswego or the falls in Niagara?) And where to give it (one tribe? A few? Or all?). But that's not all, the tribes can't decide who should be in charge. One tribe wants to remain independent, don't help the outsiders and rebuild society in their image within NY, another wants to help others but would need to sacrifice their own people's safety and seclusion. Maybe another wants to be imperialist and expand their borders throughout America through way of force and fear while another agrees with taking land but wants it done through offers of protection for taxes. And each tribe has its own opinion on bringing the IC back together, staying separate, or taking over the tribes for themselves.
It's up to you character to decide who to help. Do you work hard to try and bring all tribes together under one banner or choose a side and execute their will as a paid mercenary/ambassador?
Other choices would be chaos by siding with raiders, or maybe a BOS path to take out all the tribes, idk, haven't thought it all out. Again, not a writer.
Mechanics:
So personally, I like the idea that if you choose to go with a single faction, there would a battle/war mechanic where you and an army (or alone if you really wanna try) take over and lay claim to areas similar to Nuka World where you fly the gangs flag. Nothing complicated, normal fallout fights, don't die and kill the leadehis troops to win.
Karma is back. You will garner good or bad rep with each tribe depending on what you do. I'd like an armor system like in NV but I can live without it.
There is an ending. Once you beat the game you can continue doing side quests for armoexperience/ammo but only for the tribes left in power. Occasional rebellions will rise up as random events that need to be put down.
Settlements are limited. Like skyrim, but a plot and build. No need to build one everywhere and you don't even need to do it if you don't want to.
Radio host? Gimme a Mr. New Vegas type guy. I don't want an eccentric 3-dog, I want a smoothed voiced person wishing me lady like luck.
Also, smarter AI.
Otherwise, typical FO mechanics. Weapons degrade, can upgrade weapons and armor, etc.
Main problems with NY:
No real borders to the south. Invisible walls would like be necessary which is stupid. Same to the East, but the Hudson could theoretically be used as a border if you put crazy strong mirelurks or something to kill the player if they tried to cross (or more invisible walls)
Don't want to disrespect the tribes. This is an issue with using each tribe as a possible faction. You're bound to piss off or disrespect one. So it'll be a task to make sure it's as limited as possible.
What to do with the city? It's a huge area that can be used for so much, but as a part of NY it's actually pretty seperated. It's a commercial hub now, but there's nothing there that would really be a reason to go down there. So do you make it one or do we just make it a glowing sea type area that's completely decimated from the bombs? That's my personal choice honestly, but it's a tough one to please as many as possible.
Conclusion: NY is rad.
I'll be taking questions as long as they do not involve Canadian trivia. Thank you.

There are a lot of misconceptions about what benefits Native American tribal members receive. I would be more than happy to answer questions about how the system works. Along with other general questions about modern native Americans.
Edit: Tribal ID: imgur.com/a/8dcxPK1
Edit: I am going to try to respond to everyone just be patient I wasn’t expecting so many people to be interested.
These are my experiences as a Potawatomi member, all tribes run things their own way
Edit: to amend previous statements, Native American tribes do receive money from the government in the form of grants. How much each tribe receives depends on various factors. This money is to be spent in social services, it is not going into any individuals wallet. It is given to tribes via the treaty that states that the US government has to pay reprimands for stealing our country. The US is basically paying long overdue rent.
Common Question 1: Do all tribes have these benefits?
Answer: No, some tribes are well off due to mostly revenue from casinos, the MAJORITY of tribes are poor
Common Question 2: Trust Funds?
Answer: Members get a trust fund they can access when they turn 18, they get a partial chunk on their 18th birthday, then smaller chunks every year until they turn 28, and get everything. If you graduate a four year college you get all the money immediately.

So I’ve heard that there’s poverty on Native American reserves that don’t have casinos. But what if a law was passed that made them Special Economic Zones? Where businesses with operations there would be subject to lower taxes and restrictions (which would encourage large companies to establish a presence there), or possibly even a lower minimum wage (if the law permits it) with the caveat that all or most of their employees have to be legally considered Native Americans. Or they can also encourage companies that legally register their headquarters there to pay lower corporate taxes, like with Delaware corporations (with the caveat that this arrangement should benefit the reserve they’re registered on). Would this solve the problem of a lack of jobs on reserves, or help to solve reserve poverty?

Period: 364.05 days

	Submissions	Comments
Total	1000	3465
Rate (per day)	2.75	9.48
Unique Redditors	235	1337
Combined Score	44480	12132

Top Submitters' Top Submissions

4310 points, 85 submissions: Superbuddhapunk
1. Margaret Hamilton, NASA's lead software engineer for the Apollo Program, stands next to the code she wrote by hand that took Humanity to the moon in 1969. (252 points, 15 comments)
2. Close Encounters of the Third Kind Geocache in Northern Italy (241 points, 10 comments)
3. Cleaning tips from CleaningTips (194 points, 3 comments)
4. Cheesy Origins - The etymologies behind the names of some of the world's most popular cheeses. (169 points, 45 comments)
5. Around the World in 50 traditional breakfast dishes (155 points, 30 comments)
6. Roosevelt dime 10c coin Mint error, off center strikes (142 points, 7 comments)
7. President Obama Roasts Donald Trump At White House Correspondents’ Dinner (2011) (138 points, 30 comments)
8. Beautiful elderly Common Snapping Turtle just coming to say Hello. Spring Lake, San Marcos, TX (137 points, 6 comments)
9. Christmas tree in the main hall of the Galleries Lafayette department store in Paris, France. (124 points, 5 comments)
10. Not open during a CAT 5 hurricane? 1 star for you! (119 points, 7 comments)
3607 points, 135 submissions: 0and18
1. The final Calvin and Hobbes strip ran on Sunday, December 31, 1995 (170 points, 6 comments)
2. ‘The Kentucky Derby Is Decadent and Depraved,’ by Hunter S. Thompson (85 points, 3 comments)
3. Between 1995 and 2000 music companies were found to have used illegal marketing agreements such as minimum advertised pricing to artificially inflate prices of compact discs in order to end price wars by discounters such as Best Buy and Target in the early 1990s. (81 points, 1 comment)
4. Yuki-toKori discovers his new jeans have a hidden inside pocket for a condom (80 points, 12 comments)
5. Geof Darrow’s Hard Boiled (77 points, 2 comments)
6. His Face All Red by Emily Carroll (73 points, 4 comments)
7. American Public School teachers do not get paid over summer break. (68 points, 45 comments)
8. The Pervert Who Changed America: How Larry Flynt Fought the Law and Won (66 points, 0 comments)
9. This chart shows the most common display resolutions, makes zero sense to me. (64 points, 17 comments)
10. Two Michiganders arrive in hell (64 points, 3 comments)
2511 points, 38 submissions: InvisibleLemons
2256 points, 58 submissions: sbroue
1. A successful slave rebellion against the French made Haiti the second independent nation in the Americas. (118 points, 2 comments)
2. Rare 300-Year-Old 'Beard Tax' Coin Discovered in Russia (112 points, 4 comments)
3. The song Funiculi Funicula was composed to celebrate the opening of a Funicular railway up Mt Vesuvius (87 points, 5 comments)
4. Wave Rock West Australia (87 points, 4 comments)
5. Internet trolls are not who I thought — they're even scarier (77 points, 2 comments)
6. Ethiopian 18th Century crown returns home (75 points, 1 comment)
7. The Shocking True Tale Of The Mad Genius Who Invented Sea-Monkeys (75 points, 6 comments)
8. When America Despised the Irish: The 19th Century’s Refugee Crisis (71 points, 0 comments)
9. Blue Weevils "wrestling" (70 points, 8 comments)
10. Step Inside the World's Most Dangerous Garden (If You Dare) (70 points, 4 comments)
1879 points, 49 submissions: tillandsia
1857 points, 26 submissions: Mr_Caterpillar
1. Diane's NPR ringtones [Bojack Horseman] (227 points, 15 comments)
2. The Hulk throws a bear into space (173 points, 15 comments)
3. Bryan Cranston tells the story of an ad-libbed joke as dentist Tim Whatley on Seinfeld (133 points, 3 comments)
4. There's something about holding a good, solid mace in your hand (124 points, 8 comments)
5. Side-by-Side scenes from Ghost in the Shell and the original animated film (107 points, 7 comments)
6. Twilight in Prague (97 points, 2 comments)
7. Roller Derby Fact [SLAM #1] (91 points, 3 comments)
8. Tracer Bullet - Calvin and Hobbes' hardboiled detective parody (89 points, 4 comments)
9. Mapping out the evolution of Rock Music from the film School of Rock (88 points, 24 comments)
10. Ronald Jenkees started his career by making music in his bedroom and posting to youtube. This is his song "Try The Bass" (77 points, 10 comments)
1120 points, 27 submissions: coiso
1097 points, 23 submissions: gorditasimpatica
1062 points, 18 submissions: eladarling
1024 points, 22 submissions: ShimataDominquez
1. The head of a tapeworm under an electron microscope (256 points, 19 comments)
2. What happens when you have heated tile flooring (150 points, 4 comments)
3. Jon Stewart Deep Dish Rant (84 points, 14 comments)
4. In-A-Gadda-Da-Vida The Simpsons take on a Psychedelic Rock classic (82 points, 4 comments)
5. Ewoks should have met a terrible fate, scientists say (46 points, 0 comments)
6. Robocop Commercials (38 points, 2 comments)
7. Green Onions (32 points, 1 comment)
8. The Jetsons! (32 points, 0 comments)
9. Frank Lloyd Wright, a narcissist and control freak. (31 points, 8 comments)
10. Why is smiling being frowned upon in the Russian culture? (31 points, 11 comments)

Top Commenters

0and18 (659 points, 466 comments)
jostler57 (145 points, 40 comments)
Otterfan (139 points, 19 comments)
Superbuddhapunk (124 points, 43 comments)
astronoob (110 points, 7 comments)
anotherkeebler (101 points, 23 comments)
Goyteamsix (94 points, 21 comments)
goofballl (85 points, 14 comments)
thespaceghetto (84 points, 20 comments)
swizzler (81 points, 21 comments)

Top Submissions

The head of a tapeworm under an electron microscope by ShimataDominquez (256 points, 19 comments)
Margaret Hamilton, NASA's lead software engineer for the Apollo Program, stands next to the code she wrote by hand that took Humanity to the moon in 1969. by Superbuddhapunk (252 points, 15 comments)
Close Encounters of the Third Kind Geocache in Northern Italy by Superbuddhapunk (241 points, 10 comments)
It's Dangerous to go Alone... by yankee4357 (228 points, 11 comments)
Diane's NPR ringtones [Bojack Horseman] by Mr_Caterpillar (227 points, 15 comments)
Ways the Great Lakes try to Murder Ships - illustrated by eladarling (219 points, 17 comments)
How a deep sea blobfish looks with and without the extreme water pressure by Imaginary-Cow (216 points, 10 comments)
How to Talk Minnesotan: The Power of the Negative by SteelWool (203 points, 5 comments)
Cleaning tips from CleaningTips by Superbuddhapunk (194 points, 3 comments)
All movies on IMDB are rated on a ten-point scale. All except one. by anotherkeebler (188 points, 9 comments)

Top Comments

48 points: jesseaknight's comment in In the show St. Elsewhere, a character in the finale is shown to have thought of the whole series, which means he also made up all the shows that had crossovers with St. Elsewhere. This expands into the shows that were mentioned in the shows. There is at this point 419 shows in this universe
44 points: Derosa6037's comment in the longest single set at the laugh factory lasted 7h and 34m (by Dane Cook in 2008).
43 points: astronoob's comment in Margaret Hamilton, NASA's lead software engineer for the Apollo Program, stands next to the code she wrote by hand that took Humanity to the moon in 1969.
42 points: rus_reddit's comment in Rand Paul was the national debt for halloween in 2015. He said it was a very scary costume.
40 points: thejesiah's comment in Close Encounters of the Third Kind Geocache in Northern Italy
38 points: electro_hippie's comment in Why is smiling being frowned upon in the Russian culture?
37 points: SlideNERD's comment in The head of a tapeworm under an electron microscope
37 points: wtfisthisnoise's comment in Is U.S. income tax invalid because Ohio wasn’t legally a state when the 16th amendment was ratified?
35 points: Otterfan's comment in President Obama Roasts Donald Trump At White House Correspondents’ Dinner (2011)
35 points: _Foy's comment in Ways the Great Lakes try to Murder Ships - illustrated

Generated with BBoe's Subreddit Stats

With the closure of almost half of Atlantic City's casinos, Newark set to vote on gambling and casinos or racinos in almost every state, it seems as if the reasons for the very existence of Atlantic City are in serious jeopardy.
Israel Joffe
Atlantic City, once a major vacation spot during the roaring 20s and 1930s, as seen on HBOs Boardwalk Empire, collapsed when cheap air fare became the norm and people had no reason to head to the many beach town resorts on the East Coast. Within a few decades, the city, known for being an ‘oasis of sin’ during the prohibition era, fell into serious decline and dilapidation.
New Jersey officials felt the only way to bring Atlantic City back from the brink of disaster would be to legalize gambling. Atlantic City’s first casino, Resorts, first opened its doors in 1978. People stood shoulder to shoulder, packed into the hotel as gambling officially made its way to the East Coast. Folks in the East Coast didn't have to make a special trip all the way to Vegas in order to enjoy some craps, slots, roulette and more.
As time wore on, Atlantic City became the premier gambling spots in the country.
While detractors felt that the area still remained poor and dilapidated, officials were quick to point out that the casinos didn't bring the mass gentrification to Atlantic City as much as they hoped but the billions of dollars in revenue and thousands of jobs for the surrounding communities was well worth it.
Atlantic City developed a reputation as more of a short-stay ‘day-cation’ type of place, yet managed to stand firm against the 'adult playground' and 'entertainment capital of the world' Las Vegas.
Through-out the 1980s, Atlantic City would become an integral part of American pop culture as a place for east coast residents to gamble, watch boxing, wrestling, concerts and other sporting events.
However in the late 1980s, a landmark ruling considered Native-American reservations to be sovereign entities not bound by state law. It was the first potential threat to the iron grip Atlantic City and Vegas had on the gambling and entertainment industry.
Huge 'mega casinos' were built on reservations that rivaled Atlantic City and Vegas. In turn, Vegas built even more impressive casinos.
Atlantic City, in an attempt to make the city more appealing to the ‘big whale’ millionaire and billionaire gamblers, and in effort to move away from its ‘seedy’ reputation, built the luxurious Borgata casino in 2003. Harrah’s created a billion dollar extension and other casinos in the area went through serious renovations and re-branded themselves.
It seemed as if the bite that the Native American casinos took out of AC and Vegas’ profits was negligible and that the dominance of those two cities in the world of gambling would remain unchallenged.
Then Macau, formally a colony of Portugal, was handed back to the Chinese in 1999. The gambling industry there had been operated under a government-issued monopoly license by Stanley Ho's Sociedade de Turismo e Diversões de Macau. The monopoly was ended in 2002 and several casino owners from Las Vegas attempted to enter the market.
Under the one country, two systems policy, the territory remained virtually unchanged aside from mega casinos popping up everywhere. All the rich ‘whales’ from the far east had no reason anymore to go to the United States to spend their money.
Then came the biggest threat.
As revenue from dog and horse racing tracks around the United States dried up, government officials needed a way to bring back jobs and revitalize the surrounding communities. Slot machines in race tracks started in Iowa in 1994 but took off in 2004 when Pennsylvania introduced ‘Racinos’ in an effort to reduce property taxes for the state and to help depressed areas bounce back.
As of 2013, racinos were legal in ten states: Delaware, Louisiana, Maine, New Mexico, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, and West Virginia with more expected in 2015.
Tracks like Delaware Park and West Virginia's Mountaineer Park, once considered places where local degenerates bet on broken-down nags in claiming races, are now among the wealthiest tracks around, with the best races.
The famous Aqueduct race track in Queens, NY, once facing an uncertain future, now possesses the most profitable casino in the United States.
From June 2012 to June 2013, Aqueduct matched a quarter of Atlantic City's total gaming revenue from its dozen casinos: $729.2 million compared with A.C.'s $2.9 billion. It has taken an estimated 15 percent hit on New Jersey casino revenue and climbing.
And it isn't just Aqueduct that's taking business away from them. Atlantic City's closest major city, Philadelphia, only 35-40 minutes away, and one of the largest cities in America, now has a casino that has contributed heavily to the decline in gamers visiting the area.
New Jersey is the third state in the U.S. to have authorized internet gambling. However, these online casinos are owned and controlled by Atlantic City casinos in an effort to boost profits in the face of fierce competition.
California, Hawaii, Illinois, Iowa, Massachusetts, Mississippi, Pennsylvania and Texas are hoping to join Delaware, Nevada, New Jersey and the U.S. Virgin Islands in offering online gambling to their residents.
With this in mind, it seems the very niche that Atlantic City once offered as a gambling and entertainment hub for east coast residents is heading toward the dustbin of history.
Time will tell if this city will end up like Detroit. However, the fact that they are losing their biggest industry to major competition, much like Detroit did, with depressed housing, casinos bankrupting/closing and businesses fleeing , it all makes Atlantic City’s fate seem eerily similar.

^\*LAST UPDATED 8/01**)

OFFICIAL FREQUENTLY ASKED QUESTIONS AND ANSWERS FOR EIDL

PURPOSE:
This post will be a master thread with everything we have collectively learned on EIDL about the loan and the application process. It will be updated on an ongoing basis and will always contain the most current information. Things change frequently at the SBA with policy and you should check back on this thread on a regular basis.
Please post any questions not covered and I will respond and add them here.

INDEX OF QUESTIONS:

How do I get in touch with customer service phone support?
What are my chances of being approved for this loan? Can I know in advance?
I received a decline letter for “Business activity not eligible”. What can I do?
How is the loan amount calculated? How can I request a specific amount?
What is the maximum loan amount?
When will I get my portal invite?
I finally got a portal invite and accepted and submitted an amount. My application says it is "processing", now what?
I understand that processing really means "underwriting", but how long will it actually take? What is the normal amount of time?
Does contacting my congressmen or senator actually work?
I accidentally entered the wrong revenue or COGS on my application and my offer amount was lower than I expected, is it possible to change this?
I need to change my Rev or COGS and I already accepted an amount in the portal, Tier 2 told me to do it! Is it too late?
Who are you, cue378? Can you help me?
My loan as obligated or already funded, I made a mistake with my COGS or revenue and I am not happy with the amount. Can I change it?
How do I show support for the volunteers and moderators for EIDL
I received my portal link, but when I go to create an account it just takes me to the login page. What can be done?
I was declined for "unsatisfactory credit". What are my options?
What documents are required? Will a loan officer contact me?
What is the status of the Advance/Grant program? Can I still get a grant?
What are the eligible uses of EIDL funds?
I received a denial letter for the reason "ECONOMIC INJURY NOT SUSTAINED". What does this mean and what can I do?
What is CAWEB and how can it help me track my loan disbursement and other status?

1. QUESTION: How do I get in touch with customer service phone support?
ANSWER: The highest level of official customer service is known as "tier 2" and can be reached by calling 1-800-659-2955 and asking for Tier 2. (NOTE: As of 5/29 the previous direct number is currently out of service) They are unfortunately, a very limited means of support. They are able to check your application status and see the current "stage" and leave notes in your file, but unable to directly make any changes or escalate anything in a meaningful way.
Most are very nice and well meaning people but are usually poorly informed and often provided contradictory information between calls. The important thing to understand is that notes left by T2 do not actually notify a loan officer or anyone, they are simply waiting to be read if someone happens to open your file and takes the time to review the case notes. So if a T2 says they requested a change do not assume it was or will be made.

2. QUESTION: What are my chances of being approved for this loan? Can I know in advance?
ANSWER: The loan is relatively easy to get approval for by loan standards. The exact underwriting criteria the SBA is using was leaked by some helpful people (hat tip to u/Sbaleaky) and thus you can have a good understanding what your chances are.
Underwriters look for the following:
-Minimum Credit Score of 570. They will pull from experian. Close to Vantage 3 model found on nav DOT com or TransUnion numbers on credit karma. They do NOT use FICO. Credit score is largest factor for approval for this loan and no exceptions are made for under 570.
-If economic injury was sustained based on formula described in QUESTION 4. If this is a negative number you will be auto declined. (SEE QUESTION 5) The SBA does not consider potential revenue lost or general expenses in the loan amount.
-Tax liens or tax issues are NOT a disqualifying factor or taken into consideration for COVID19 disaster.
-Business start date must be prior to 1/31/20
-open bankruptcies = Declined. Closed OK.
-Arrest for felony < 5 years = Declined
-Arrest for misdemeanor < 5 years = Declined
-Sole proprietors with delinquent child support > 60 days = Declined
-Any business principals with 50% or more ownership with delinquent child support > 60 days = Declined
-Your business must pass verification in some way that it is a valid operation. If they can find it on google it will suffice. Otherwise you may have to provide documents to prove it's a legit business.
-Your business type must not be on the list for ineligible business activity. See list on FAQ.
-All owners on application must be either US citizens or Permanent Residents. E-2 Investor visa is NOT eligible and any attempts to appeal or add a co-borrower who is a citizen or LPR will be unsuccessful. Corporations, Partnerships, and Limited Liability Entities (LLE): Alien-owned corporations, partnerships, and LLEs properly registered and licensed in the state where the disaster occurred are eligible. If any member, partner, or shareholder, owning 20 percent or more of the applicant business is in the USA they must be a qualified alien. If the alien resides outside the USA an exception may be made.

3. QUESTION: I received a decline letter for “Business activity not eligible”. What can I do?
ANSWER: EIDL has a list of restricted business categories, if your type is NOT on this list and you still received this letter you may have been improperly classified.

The following applicants are not eligible for EIDL assistance.

7-Eleven Franchise Stores, despite what corp office says. (advance is OK)
Lending or Investment Concerns (except for real estate investments held for rental)
Multi-level Sales Distribution (Pyramid) Concerns c. Speculative Activities d. Non-profit Organizations that are not considered a Private Non-Profit
Consumer and Marketing Cooperatives. However, other cooperatives and small agricultural cooperatives meeting applicable size standards are eligible f. Not a small business concern (except for PNP of any size) g. Gambling Concerns. Concerns that derive more than one-third of their annual gross revenue from legal gambling activities.
Casinos, Racetracks, Etc. Businesses whose purpose for being is gambling (such as casinos, racetracks, poker parlors, etc.) are not eligible for EIDL assistance regardless of their ability to meet the one-third criteria established for otherwise eligible concerns.
Loan packagers who derives more than one-third of their annual volume from the preparation of applications seeking financial assistance from SBA
Religious Organizations.
Political or Lobbying Concerns.
Pawn shops, when 50 percent or more of previous year’s income was derived 50 30 9 71 Effective Date: May 31, 2018 from interest
Real Estate Developers. Establishments primarily engaged in subdividing real property into lots and developing it for resale on their own account.
Life Insurance Companies.
Concerns Engaged in Illegal Activities (as defined by Federal guidelines). p. Government-owned concerns, except for businesses owned or controlled by a Native American tribe.
Concerns with Principals Incarcerated, on Parole or Probation: remain ineligible if the parole or probation is lifted solely because it is an impediment to obtaining a loan.
Concerns engaged in live performances of, or the Sale of Products, Services, of a Prurient Sexual Nature.
Businesses considered as hobbies.
Concerns Involved in Change in Ownership Situations: Concerns which had a substantial change of ownership (more than 50 percent) after the impending economic injury became apparent, and no contract for sale existed prior to that time are ineligible .

4. QUESTION: How is the loan amount calculated? How can I request a specific amount?
ANSWER: There is no way to request a specific amount, the eligible amount is calculated automatically by formula based on your inputs. There are three known formulas:

Standard Small Business: Revenue minus COGS divided by 2 minus advance, subject to maximum of 150K
Not for Profit: 6 months operating expenses year prior to 1/31/20
Business that collects rental property income, your offer is calculated by lost rents due to the disaster, not the standard formula. If your offer is lower than expected you may have been wrongly classified into this formula.
Agricultural businesses: 6 months operating expenses year prior to 1/31/20

If the formula results in a negative number or less than your advance you will be declined for "ECONOMIC INJURY NOT SUSTAINED"

5. QUESTION: What is the maximum loan amount?
ANSWER: As of last update it is currently 150K cap. This will not change anytime soon and there will be no way to request more at present. The only way to avoid the cap is if your loan was already being obligated prior to the change by the SBA from 500K. If I hear anything new on this it will be updated here.

6. QUESTION: When will I get my portal invite?
ANSWER: Portal invites are a fully automated process and not strictly sequential but follow general group patterns. If you see someone that has a higher number than you get a portal invite it does NOT mean you were "passed over".

7. QUESTION: I finally got a portal invite and accepted and submitted an amount. My application says it is "processing", now what?
ANSWER: This is when the actual loan process starts and underwriting begins. Your application will be assigned a loan officer for review using the criteria listed in question 2. The exact process is as follows (hat tip u/sbaleaky and u/LOL_Face_69) with the actual stages from start to finish. Keep in mind that once you accept in the portal a number of things are going on behind the scenes, which is why "processing" can take a great deal of time. Once you see a loan amount in your portal, this is NOT a "pre-approved offer". It is simply a potential amount you are eligible for based on the stated formula if you pass underwriting.

Initial Call Needed (credit not ran)
Credit Pulled (waiting for automated portal invitation, this is by far the longest part of the process)
Quoted (received portal invite with an eligible amount)
Offer Accepted (you confirmed and submitted an amount in the portal)
Submitted Deal (waiting to be assigned to a Loan Officer)
LO assigned and makes decision: Declined, Duplicate, Approved

[The following takes place behind the scenes and will not reflect in your portal, but will still say "processing"]

Approved: T2 Rep can now see your loan is approved on their screen. This means the Loan Officer has approved the deal and it is now going to the Senior Loan Officer. If the SLO does not approve the deal then it will go to declined.
Obligating: SLO known as a "team leader" reviews the work of the first LO to ensure everything was done correctly. Once they sign off on the deal the loan is now fully approved. The loan is being sent to the E-Tran system to receive a loan number. The loan has not yet received a loan number from E-Tran while obligating. This is the most common phase where hang ups in "processing" can error called "error in obligating". Usually due to small technical issues or errors in your information that need to be sorted.
Obligated: A loan number from E-Tran has been obtained and now closing documents can be drafted and sent to the borrower. This is when your portal would change from "processing" to approved. There may be a delay between when your offer is obligated to when it actually shows approved. I have seen it happen in as fast as 10 minutes or as long as 12 hours. You can also see approved but not have docs available. Docs will not show up until you get an email with the approval. The delay on this can be a few hours or more.
Funding: Docs are signed and the loan is automatically moved to funding stage to have treasury issue an ACH. This happens very quickly and you should see the ACH sent right after with the funds arriving in 24-48 hours on banking days. At this point you can track the disbursement with your loan number from the docs using CAWEB to see if the ACH has been sent. See CAWEB question.
Funded: Process complete, funds are successfully in your bank account. Congrats

Note: The exception to this process is that some applications which are considered easy (based on unknown factors) to approve are subject to full automation and may go straight to approval bypassing the above steps. This only happens in rare cases.
You may also see a status that says, "On-Hold" Amount $0: This status typically is when your loan was temporarily declined and is still in the reconsideration department pending possible reconsideration approval. It most commonly relates to credit based issues or problems pulling your credit report from Experian.

8. QUESTION: I now understand that processing really means "underwriting", but how long will it actually take? What is the normal amount of time?
ANSWER: The amount of time it is normal for your portal to say "processing" is highly variable as a hundred different factors are involved behind the scenes. Once you submit for processing you are in queue to be assigned a loan officer**.** If your application has been in underwriting for greater than 20 days it may merit investigate, but not necessarily indicate a problem with your chances of approval. Do NOT panic if it seems "stuck" with no communication from anyone. This is normal.

UPDATE: As of 7/20 the current queue/wait time to be assigned a loan officer, get approved, and have closing docs drafted is 14-18 days. Some are seeing immediate automated approvals same day, this only happens in around 30% of cases. The rest must be manually processed. You are NOT "stuck" if you are still within this time range.

9. QUESTION: Does contacting my congressmen or senator actually work?
ANSWER: Yes, the SBA treats congressional inquiry very carefully and will flag and sometimes white glove your application. Often they will assign a special case worker during the process. The important thing is when your local congressional office reaches out they do NOT contact the local district SBA but this email: [[email protected]](mailto:[email protected]). This email is NOT for use by applicants but only official government purposes.

10. QUESTION: Help! I accidentally entered the wrong revenue or COGS on my application and my offer amount was lower than I expected, is it possible to change this?
ANSWER: Yes, but only if you meet the following two conditions:

You should NOT have already accepted an amount and submitted for processing in the portal. *If you already did see note below.
You have documentation to backup the changes such as Federal Tax Returns 2018 or 2019 or P&L Statements. Tax returns are preferred if available but not required if the offer is showing as eligible in the portal.

The important thing here is DO NOT accept the offer in the portal if you need to revise your numbers.

*IF YOU HAVE ALREADY ACCEPTED THE OFFER: Call tier 2 support as soon as you possibly can and ask them to make the following note in your file: Loan Officer, DO NOT approve this file without calling me, the applicant, because my (revenue or COGS) figures are wrong. I have supporting docs to make the changes. Please contact me ASAP.

11. QUESTION: I need to change my Rev or COGS and I already accepted an amount in the portal, Tier 2 told me to do it! Is it too late?
Answer: Unfortunately tier 2 is currently giving absolutely terrible advice in this situation. They are telling people to accept the offer in the portal to speak with a loan officer to make the revision. The problem is that once you accept you set the process in motion and then it gets obligated by treasury it is impossible to adjust. The proper time is prior to accepting. Often times loan officers never are needed, never reach out or even read these notes. I see it every day and people are stuck its the "kiss of death" advice. If you already accepted you may have time but would need to work quickly from date of submit.
UPDATE: As of 6/15 there is now a way to fix this. See question 13.

12. QUESTION: Who are you, cue378? Can you help me?
ANSWER: I am a small business owner sharing the information, strategies, and general knowledge I have gained over the course of 4 months and helping in almost 1000 cases. I do not work at the SBA nor do I have any affiliation with the SBA.
Do to an extreme flood of requests for help, I will not be able to answer PM's or chat requests.
Some people have asked how they can support my efforts. While I do not ask for donations, another volunteer decided to setup a tip jar in case people want to show their support. To be clear any assistance I offer is entirely free without any expectations. Please note, anything donated prior to contacting me in an effort to gain faster help/special attention won't yield those results, while appreciate your support I keep everything fair to others who don't donate. The tip jar can be found HERE.

13. QUESTION: My loan was obligated, already funded, or I already accepted the amount in the portal. I made a mistake with my COGS or revenue and I am not happy with the amount. Can I change it?
ANSWER: As of 6/12 loan modifications are now being allowed. You can contact [[email protected]](mailto:[email protected]) and request a "Loan Modification increase". It is a 3-4 week process that requires documentation. A second loan will be given for the difference from the first one. It will be processed as a 20xx series loan in the old system/portal. For more details email me. Note if you have not yet accepted the offer the normal process is much faster.

14. QUESTION: How do I show support for the volunteers and moderators for EIDL
ANSWER: For supporting Cue378, there is a tip jar listed above. If you wish to show support to our community moderators, you may reach out to them direct at u/tahoechick36 and u/Scorpio14534to ask how you can show your appreciation for their time and efforts. It takes a great deal work run the community and they are putting in a near full time effort outside their normal occupations.

15. QUESTION: I received my portal link, but when I go to create an account it just takes me to the login page or I get the error: "The user account has not been confirmed yet. What can be done?
ANSWER:
If you takes you back to the login screen instead of letting you create an account, try following the steps HERE

16. QUESTION: I was declined for "unsatisfactory credit". What are my options?
ANSWER: You have a few options.

You can bring your vantage 3 score over 570 by paying down cards, when you are ready you can request the SBA re-pull your report and reactivate your account via [[email protected]](mailto:[email protected])
*You can request to add a co-borrower that has a higher score than 570 with no open bankruptcy and run their credit to reactivate your application.

*As of July 20th the SBA is no longer allowing the use of a Co-Borrower for reconsideration of an insufficient credit denial. Further details and updates on this situation are available in the thread HERE.

17. QUESTION: What documents are required? Will a loan officer contact me?
ANSWER: In many cases no documentation is required and everything is self certified. Most commonly an LO will need to contact you to clarify some things about your business or request specific documents, or confirm your public business presence. In about 1/3 cases you will receive no communication from a loan officer and approvals are automated. For denials you lose self certification ability and you will be required to furnish full documentation.

18. QUESTION: What is the status of the Advance/Grant program? Can I still get a grant?
ANSWER: As most of you already know, the EIDL Advance/Grant program has ended and the full 20 billion in funding for the advance has been exhausted. The option has been removed from new applications. Getting funding for the advance as a new applicant at this time will not be possible.
For older applications please see this post for more information:
https://www.reddit.com/EIDL/comments/hr3l41/eidl_news_714_update_regarding_the_current_status/

19. QUESTION: What are the eligible uses of EIDL funds?
ANSWER: These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. What are all the possible uses of the funds? The wording ‘obligations that are unable to be met due to lack of revenue’ seems to be a catch all, but how much so? The EIDL working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. The loans are not intended to replace lost sales or profits or for expansion.
If you have more specific questions on the allowable usage of EIDL funds, one of our moderators, u/Scorpio14534 who is also a licensed professional CPA that is very knowledgeable on this matter is open to email requests. They can be reached here: [[email protected]](mailto:[email protected])

20. QUESTION: I received a denial letter for the reason "ECONOMIC INJURY NOT SUSTAINED". What does this mean and what can I do?
ANSWER: This occurs when the numbers entered on your application for COGS are greater than your revenue. The SBA calculates economic injury based on the formula in question number 4. You can also be denied for this reason if the resulting number is less than your advance amount. Please note that the SBA is only taking into account revenue earned prior to the disaster date of 1/31/20 to calculate your economic injury. If your only revenue was earned after that date as a newer business you may not qualify, but it is possible to use a 12 month projection which you can submit to reconsideration.
If the numbers on your application were correct, you would not be eligible for an EIDL. If you made an error you can request an amendment and reactivation of your application.

21. QUESTION: What is CAWEB and how can it help me track my loan disbursement and other status?
ANSWER: You can use the Capital Access Finance System to track your EIDL after your documents have been signed and submitted through funding. It allows you to see disbursement status and other details related to your loan.
****Hat tip to u/tahoechick36 for this amazing write up*\*
Using the Capital Access Finance System to track your EIDL after your documents have been signed and submitted through funding.
Visit caweb.sba.gov or click the link at the top of EIDL
Setting up an account:
You need a SBA Loan # to set up an account - for EIDL it appears on the first page of your documents, in the upper left hand area, and says "SBA Loan # XXXXXXXXXX.”
SBA loan #'s are 10 digits. Your Application # will NOT work for account set-up.
If you have a PPP Loan, you can use your SBA # for this loan to set up an account. Sometimes this # is easy to figure out, sometimes not. That has to do with an intermediary (like your bank) being involved, but if you can track down an actual SBA Loan #, you can go ahead and get registered without your EIDL loan number.

On the home page click on "Not Enrolled?" in the top left. This takes you to a screen to enter info. You may come to hate this screen, this process is very finicky.
Look at the rules for creating a User ID and Password by clicking on "Rules..." next to the fields.
Write your exact ID & password down somewhere - if you ever get locked out and call the SBA for help, they are going to tell you that Borrowers are not supposed to be able to access CAFS CAWeb. Apparently we still can, so don't make this a big deal or maybe that will change!
For user type - select "borrower" from the drop down menu.
Fill in the highlighted fields with your info. Click on the "ZIP LOOKUP" button after you enter your zip code. This auto populates some other boxes, and registration won't work if you don't do this.
For the country code in the phone number section enter "1" for the United States.
Financial commitment ID is your Loan # - 10 digits.
If you don't have a landline, it has been reported that just entering your mobile number in both fields works. You will have to select 3 of their security questions, enter the Captcha image info, then hit "submit" at the bottom.

If it didn't like the info you have entered, it will give you an error message for what part it didn't like, and you will have to try again, which requires re-entering quite a bit of the information. It's a pain.
But if it takes it, you're in! There may be a verification step now as well.
Finding your loan on CAWeb

On the caweb homepage, login (if you aren't already), it will be personalized and show your name. You have to scroll down and check the "Agree to Terms" box when you are logging in.
Click on "Borrower" in the top left, then click on "Borrower Search". This should take you to your "Loan List" showing the loan #, borrower name, loan type, amount, and loan status.
PPP loans typically appear as "Active Un-Disbursed" - if your PPP is already funded don't worry about that. Your EIDL will show up as "Disbursed Current" if funds are on their way. It may say something else if you look immediately after you send back you Docs, but it should change pretty quickly. Logging out and back in again will sometimes refresh the status. Loan status will say "Active Un-Disbursed" until Treasury send the funds to your bank, then it changes to "Disbursed Current".

It depends on your bank when they post in your account (same day, next day, time).
If your banking info didn't verify, the transaction will fail to go through, and the status will revert.
If you are not funded within 3-4 banking days, there is likely a problem - check your info in your portal, call the SBA, and then email Cue if needed.
If you click on your loan# in the list, it opens up a page with details about your loan.
There's even a box at the bottom to check if you want electronic account statements only, but if you check that, a warning pops up about "all attached to this loan will be affected by this change", so we recommend not selecting that option just yet.

I'll start this post by stating that I am not from the USA so forgive me if this question is dumb.
I learned through some medias (tv shows, movies, etc.) of the continued existances of Native American reserves, and how they have some different laws. Notably the fact that casinos on reserve grounds are not taxed the same.
How exactly does this work ? Do reserves have more autonomies than other communities ? Is the citizenship status of Native Americans different ?
In those medias I mentionned, it almost looks like there is a separation between Native Americans and the rest of the USA. Am I just imagining it ?

Hello, as a student at WashU taking a COVID-19 awareness class in Anthro 048, I am reaching out to mississippi to talk about Nativ American Healthcare on reservations in this state.

It is quite a unique situation for those that live in Domestic Dependent Territories, the official name for the sovereign tribes that live on reservations in America. Even harder is how they are handling the Covid-19 outbreak. What more, American politicians thought they had this covered way back in 1976.

According to Dr. Siobhan Wescott of Harvard Medical School and a Native American herself, a part of the Gerald Ford administration was focused on improving a treaty agrreemnt made a century ago in the times of Manifest Destiny. In the late 19th Century, when it was evident that Native American tribes would either be wiped out, or expelled to smaller and smaller territories, they set up a diplomatic treaty that afforded some Tribes sovereign agreement land, and what more, basic healthcare. This might surprise some because healthcare was not exactly what it is these days. But, it's important to remember that before mass colonization, the biggest killers of Indian Tribes were a disease. Smallpox killed hundreds of societies before conquerors could ever set foot on the land. Thus, it was in the best interest to provide a basic healthcare program so that medical aid could be provided to conserve the nations if the white man ever brought over more disease. (Source: https://www.ihs.gov/aboutihs/legislation/)

Fast Forward to 1976 when Gerald Ford passed the Indian Health Care Improvement Act that was amended to Social Security to provide reimbursed Medicare services to all American Indians and Alaska Natives in the Indian Health Service and tribal healthcare needs (Source: https://www.medicaid.gov/medicaid/indian-health-medicaid/indian-health-care-improvement-act/index.html)

Now, we are in the midst of one of the biggest outbreaks in modern history. Native Nations, like the Choctaw in Mississppi or the Cherokee a bit more north, containing the virus is quite hard due to how their infrastructure is. With limited local government or taxes, nations are unable to provide provisions to block this. More over, the hardest-hit nations like the Navajo cannot sufficiently close their borders because of public US interstates and roads.

What more, the sovereign status of these lands that originally attracted low-sanctioned casinos and bars, do not have the means to shut down or provide practical guidelines for the pandemic. This economic pressure is what hurts a lot of the lower-class Native American Families. And if you're saying to yourself right now, this doesn't affect me because I'm not Navajo, think again: more than 40% of all tribes have casinos that support millions of jobs. Even in Mississippi. This is a warning if you think just because MS is letting off the brakes on some regulations doesn't mean it's time to hit Tunica Casinos and blow money and aerosols around. Tribes like the Choctaw have much higher rates of diabetes and obesity due to the low-price food industry creating an oligarcy in food around these lands. This is why Native Tribes have the 3rd highest per Capita death rate for COVID, up there with New York City and New Jersey beaches. (Source: https://news.harvard.edu/gazette/story/2020/05/the-impact-of-covid-19-on-native-american-communities/)
So, I reach out to you now, Mississippi, as one of the states that started the Trail of Tears, we show our hearts to the Choctaw and Native American tribes and be precautious and follow COVID-19 procedures.

Welcome to Lost in the Sauce, keeping you caught up on political and legal news that often gets buried in distractions and theater… or a global health crisis.
Figuring out how to divide the COVID-19 content from the “regular” news has been difficult because the pandemic is influencing all aspects of life. Some of the stories below involve the virus, but I chose to include them when it fits into one of the pre-established categories (like congress or immigration). The coronavirus-central post will be made again this Thursday-Friday; the sign up form now has an option to choose to receive an email when the coronavirus-focused roundup is posted.
House-keeping:

How to support: If you enjoy my work, please consider becoming a patron. I do this to keep track and will never hide behind a paywall, but these projects take a lot of time and effort to create. Even a couple of dollars a month helps. Since someone asked a few weeks ago (thank you!), here's a PayPal option and Venmo.
How to get notifications: If you’d like to be added to my newsletter, use this SIGNUP FORM and you’ll get these recaps in your inbox!

Let’s dig in!

MAIN COURSE

Congress passes stimulus

Last week started out with a Republican-crafted stimulus bill that was twice-blocked by Senate Democrats, who objected to the lax conditions of aid to corporations, too little funding for hospitals, and a $500 billion “slush fund” for big companies to be doled out by Treasury Secretary Steve Mnuchin with no oversight.
Conservative-Democrat Joe Manchin (WV) even criticized the GOP bill:

“It fails our first responders, nurses, private physicians and all healthcare professionals. ... It fails our workers. It fails our small businesses… Instead, it is focused on providing billions of dollars to Wall Street and misses the mark on helping the West Virginians that have lost their jobs through no fault of their own.”

Through negotiations, Democrats shifted the bill in a more-worker friendly direction. The version that passed includes the following Democrat-added provisions: expanded unemployment benefits, $100 billion for hospitals, $150 billion for state and local governments, direct payments to Americans without a phase-in (ensuring low-income workers get the full amount), a ban on Trump and his children from receiving aid, and oversight on the “slush fund” (see next section for more info). Senate Democrats also managed to remove a provision that would have excluded nonprofits that receive Medicaid funding from the small-business grants.

Further reading: After Senate Democrats blocked the Republican-crafted bill, House Speaker Nancy Pelosi led the House Democrats in releasing their own version, a best-case scenario of their dream coronavirus stimulus bill. It is interesting to contrast what the Democrats prioritized to what the Republicans focused on: “How the House Democrats' stimulus plan compares to the Senate's”

Echoing sentiments expressed during debate on the previous coronavirus bill (the second, for those keeping track), Republican senators derided the $600 a week increase in unemployment payments as “incentivizing” workers to quit their jobs. Sens. Ben Sasse (Neb.), Rick Scott (Fla.), Tim Scott (S.C.) and Lindsey Graham (S.C.) delayed passage of the bill in order to force a vote on an amendment removing the extra unemployment funding. "This bill pays you more not to work than if you were working," Graham said. Fortunately for American workers, the amendment failed and the improved bill passed the Senate and the House.

Note: In 2009 only three Republicans helped Obama pass his stimulus bill in his first month in office.

The giveaways in the bill

While Senate Democrats were able to add worker-friendly provisions, the bill still required bipartisan support to pass the chamber and some corporate giveaways remained in the final version.

NYT: “Senate Republicans inserted an easy-to-overlook provision on page 203 of the 880-page bill that would permit wealthy investors to use losses generated by real estate to minimize their taxes on profits from things like investments in the stock market. The estimated cost of the change over 10 years is $170 billion.”
NYT: “...if a company owns multiple hotels, even if the overall hotel or restaurant chain has more than 500 employees — the limit to qualify for treatment as a small business — it will still be able to take advantage of the small-business benefits offered in the rescue package. ...The provision could benefit the Trump Organization, which operates a relatively small chain, with six hotels in the United States in cities including New York, Washington and Chicago.”

Politico:

“A provision for the FDA to approve ‘innovative’ sunscreens—which would benefit L’Oreal, which has operations in Kentucky—appeared in the bill, which was steered in the Senate by Majority Leader Mitch McConnell of Kentucky.”
“The $25 billion allocated in loans and loan guarantees for the airlines will also benefit eligible businesses "approved to perform inspection, repair, replace, or overhaul services, and ticket agents.” The last two words — ‘ticket agents’ — mean that travel agents who book flights will also be able to apply for a piece of the $25 billion.”
“The credit reporting industry got a win by defeating a total ban on negative credit reports during the crisis. Instead, a watered down version made it into the final bill: Consumers wouldn't get a negative credit report if they have an agreement with a lender to delay payments or make partial payments.”

Trump’s signing statement

While signing the latest coronavirus relief bill, the president also issued a signing statement undercutting the congressional oversight provision creating an inspector general to track how the administration distributes the $500 billion “slush fund” money.
The newly-created inspector general is legally required to audit loans and investments made through the fund and report to Congress his/her findings, including any refusal by the executive office to cooperate. In his signing statement, Trump wrote that his understanding of constitutional powers allows him to gag the special IG:

"I do not understand, and my Administration will not treat, this provision as permitting the [inspector general] to issue reports to the Congress without the presidential supervision required" by Article II of the Constitution.

The signing statement further suggests that Trump does not have to comply with a provision requiring that agencies consult with Congress before it spends or reallocates certain funds: "These provisions are impermissible forms of congressional aggrandizement with respect to the execution of the laws," the statement reads.
While some have said that Congress fell short in this instance, one Democratic Senate aide told Politico that Congress built in multiple layers of oversight, including “a review of other inspectors general and a congressional review committee charged with overseeing Treasury and the Federal Reserve's efforts to implement the law.”
Legal experts have pointed out that a signing statement is “without legal effect.” But that ignores the fact that oversight is not equal to enforcement. The problem, in my opinion, isn’t that Congress won’t be notified of any abuses of power by Trump. The problem is that congressional Republicans and the judiciary have largely failed to hold him accountable and enforce our laws even after learning of his abuses.

Concerns about the IG

Another potential weakness in the oversight structure is the inspector general position itself. The special inspector general for pandemic recovery, known by the acronym S.I.G.P.R., is nominated by the president and confirmed by the Republican-controlled Senate. As we’ve seen from Trump’s previous nominees, particularly judicial, many unqualified individuals have been confirmed. The Democrats will not have the power to stop the president and Mitch McConnell from jamming through a loyalist to fill the SIGPR role.

Former inspector general at the Justice Department Michael Bromwich: “The signing statement threatens to undermine the authority and independence of this new IG. The Senate should extract a commitment from the nominee that Congress will be promptly notified of any Presidential/Administration interference or obstruction.”

You may recall that Trump has already proven that he’s willing to interfere with the legally-mandated work of an inspector general. When the Ukraine whistleblower filed a complaint last year, the IG of the Intelligence Community, Michael Atkinson, investigated and determined the complaint to be “urgent” and “credible.” Atkinson wrote a report and gave it to Director of National Intelligence Joseph Maguire to hand over to Congress. However, the White House and DOJ interfered and instructed Maguire not to transmit the report to the Senate and House Intelligence Committees. Chairman Adam Schiff had to subpoena Maguire to turn over the report and testify before his committee.
Further, there are already five IG vacancies in agencies that have a critical role in responding to the pandemic. The Treasury itself has not had a permanent, Senate-confirmed IG for over eight months now, and Trump hasn’t nominated a replacement. The Treasury Dept. has taken a lead role in the coronavirus response, with Secretary Mnuchin handling most of the negotiating with Congress on Trump’s behalf. The fact that the lead agency doesn’t have IG oversight should be troublesome in itself; replicating the situation with a special IG doesn’t seem to be a promising solution.

The other four coronavirus-related agencies without a permanent IG: Department of Health and Human Services’ IG has been vacant for nine months, Department of Defense’s IG has been vacant for four years, Department of Education’s IG has been vacant for one year, and Office of Personnel Management’s IG has been vacant for four years. Overall, there are twelve IG vacancies in the 37) presidentially-appointed offices.

UPDATE: The nation's inspectors general have appointed Glenn Fine, the Pentagon's acting IG, to lead the committee of IGs overseeing the coronavirus relief effort.

This is one of several oversight mechanisms built into the new law. They include:
A committee of IGs (now led by Fine), a new special IG (to be nominated by Trump), a congressional review panel (to be appointed by House/Senate leaders)

Direct payments

Included in the stimulus bill is a $1200 one-time direct payment for all Americans who made less than $75,000 in 2019 (less than $150,000 if couples filed jointly). More details can be found here. I have read that the Treasury will use 2018 information for those who have not filed yet this year, but I am not 100% sure that’ll happen.
Mnuchin has said that Americans can expect to receive the money within three weeks, but many experts expect that timetable to be pushed into late April. Additionally, that only applies to Americans who included direct deposit information on their 2019 tax returns. Those who did not include their bank’s information will have to be sent a physical check in the mail… which could take anywhere from two to four months.
Other options are being discussed, including partnering the Treasury Dept. with MasterCard and Visa to deliver prepaid debit cards. Venmo and Paypal are reportedly lobbying the government to be considered as a disbursement option.
Future payments?
House Speaker Pelosi is already planning another wave of direct payments to Americans, saying that the $1,200 is not enough to mitigate the economic effects of the pandemic: “I don’t think we’ve seen the end of direct payments.” Republicans, meanwhile, are taking a ‘wait and see’ approach, using the next couple of weeks to measure the impact of the $2 trillion bill passed last week.

House Minority Leader Kevin McCarthy: “What concerns me is when I listen to Nancy Pelosi talk about a fourth package now, it’s because she did not get out of things that she really wanted...I’m not sure you need a fourth package...Let’s let this work ... We have now given the resources to make and solve this problem. We don’t need to be crafting another bill right now.”
For the fourth legislative package, Democrats have said they would like to see increased food stamp benefits; increased coverage for coronavirus testing, visits to the doctor and treatment; more money for state and local governments, including Washington, D.C.; expanded family and medical leave; pension fixes; and stronger workplace protections.

Trump’s signature
Normally, a civil servant signs federal checks, like the direct payments Americans are set to receive. According to a Wall Street Journal report, Trump has told people that he wants his signature to appear on the stimulus checks.

THE SIDES

War on the poor continues

Amid the coronavirus crisis, Trump has defended his continued support of a Republican-led lawsuit to dismantle the Affordable Care Act, which would result in 20 million Americans losing health insurance if successful. The Supreme Court agreed to hear arguments in the case this fall. Contrasting with his position that the ACA is illegal, Trump is considering reopening enrollment on HealthCare.gov, allowing millions of uninsured individuals to get coverage before potentially incurring charges and fees related to COVID-19.
Joe Biden called on Texas Attorney General Ken Paxton, who is leading the charge against the ACA, and President Trump to drop the lawsuit:

“At a time of national emergency, which is laying bare the existing vulnerabilities in our public health infrastructure, it is unconscionable that you are continuing to pursue a lawsuit designed to strip millions of Americans of their health insurance and protections under the Affordable Care Act (ACA), including the ban on insurers denying coverage or raising premiums due to pre-existing conditions.”

The Trump administration is also pushing forward with its plan to kick 700,000 people off federal food stamp assistance, known as SNAP (Supplemental Nutrition Assistance Program). The USDA announced two weeks ago that the department will appeal Judge Beryl Howell’s recent decision that the USDA’s work mandate rule is “arbitrary and capricious."
Additionally: The Social Security Administration has no plans to slow down a rule change set for June that will limit disability benefits, the Department of Health and Human Services still intends to reduce automatic enrollment in health coverage, and the Department of Housing and Urban Development will continue the process to enact a rule that would make it harder for renters to sue landlords for racial discrimination.

Lawmakers’ stock transactions

The Justice Department and Securities and Exchange Commission are beginning to investigate stock transactions made ahead of the economic crisis caused by the coronavirus pandemic. CNN reports that the inquiry has already reached out to Senator Richard Burr for information. “Under insider trading laws, prosecutors would need to prove the lawmakers traded based on material non-public information they received in violation of a duty to keep it confidential,” a task that won’t be easy.
Sen. Burr is facing another consequence of his trades: Alan Jacobson, a shareholder in Wyndham Hotels and Resorts, sued Burr for allegedly using private information to instruct a mass liquidation of his assets. Among the shares he sold were an up to $150,000 stake in Wyndham, whose stock suffered a market-value cut of more than two-thirds since mid-February.

Environmental rollbacks

Using the pandemic as cover, the Trump administration has begun to more aggressively roll back regulations meant to protect the environment. These are examples of what Naomi Klein dubbed “the shock doctrine”: the phenomenon wherein polluters and their government allies push through unpopular policy changes under the smokescreen of a public emergency.
On Thursday, the EPA announced (non-paywalled) an expansive relaxation of environmental laws and fines, exempting companies from consequences for pollution. Under the new rules, there are basically no rules. Companies are asked to “act responsibly” but are not required to report when their facilities discharge pollution into the air or water. Just five days before abandoning any pollution oversight, the oil industry’s largest trade group implored the administration for assistance, stating that social distancing measures caused a steep drop in demand for gasoline.

Monday morning update: In an interview with Fox News this morning, Trump said he was going to call Putin after the interview to discuss the Saudi-Russia oil fight. A consequence of this "battle" has been plummeting prices in the U.S. making it difficult for domestic companies (like shale extraction) to turn a profit. It's striking that the day after Dr. Fauci told Americans we can expect 100,000 to 200,000 deaths from COVID-19 (if we keep social distancing measures in place), Trump's first action is to talk to Fox News and his second action is to intervene in an international tiff on behalf of the oil and gas industry.

Gina McCarthy, who led the E.P.A. under the Obama administration, called the rollback “an open license to pollute.” Cynthia Giles, who headed the EPA enforcement division during the Obama administration, said “it is so far beyond any reasonable response I am just stunned.”
The EPA is also moving forward with a widely-opposed rule to limit the types of scientific studies used when crafting new regulations or revising current ones. Hidden behind claims of increased transparency, the rule would require disclosure of all raw data used in scientific studies. This would disqualify many fields of research that rely on personal health information from individuals that must be kept confidential. For example, studies that show air pollution causes premature deaths or a certain pesticide is linked to birth defects would be rejected under the proposed rule change.
Officials and scientists are calling upon the EPA to extend the time for comment on the regulatory changes, arguing that the public is unable to express their opinion while dealing with the pandemic.

“These rollbacks need and deserve the input of our public health community, but right now, they are rightfully focused on responding to the coronavirus,” said Representative Frank Pallone of New Jersey, the chairman of the House Energy and Commerce Committee.

Other controversial decisions being made:

A former EPA official who worked on controversial policies returned as Administrator Andrew Wheeler’s chief of staff. Mandy Gunasekara helped write regulations to ease pollution controls for coal-fired power plants and vehicle emissions in her previous role as chief of the EPA’s Office of Air and Radiation. In a recent interview, Gunasekara, who played a role in the decision to exit the Paris Climate Accord, pushed back on the more dire predictions of climate change, saying, “I don't think it is catastrophic.”
NYT: The plastic bag industry, battered by a wave of bans nationwide, is using the coronavirus crisis to try to block laws prohibiting single-use plastic. “We simply don’t want millions of Americans bringing germ-filled reusable bags into retail establishments putting the public and workers at risk,” an industry campaign that goes by the name Bag the Ban warned on Tuesday. (Also see The Guardian)
Kentucky, South Dakota, and West Virginia passed laws putting new criminal penalties on protests against fossil fuel infrastructure in just the past two weeks.
The Hill: The Environmental Protection Agency (EPA) said Friday that it will extend the amount of time that winter gasoline can be sold this year as producers have been facing lower demand due to the coronavirus. It will allow companies to sell the winter-grade gasoline through May 20, whereas companies would have previously been required to stop selling it by May 1 to protect air quality. “In responding to an international health crisis, the last thing the EPA should do is take steps that will worsen air quality and undermine the public’s health,” biofuels expert David DeGennaro said.
NYT: At the Interior Department, employees at the U.S. Fish and Wildlife Service have been under strict orders to complete the rule eliminating some protections for migratory birds within 30 days, according to two people with direct knowledge of the orders. The 45-day comment period on that rule ended on March 19.
WaPo: The Interior Department has received over 230 nominations for oil and gas leases covering more than 150,000 acres across southern Utah, a push that would bring drilling as close as a half-mile from some of the nation’s most famous protected sites, including Arches and Canyonlands National Parks… if all the fossil fuels buried in those sites was extracted and burned, it would translate into between 1 billion and 5.95 billion metric tons of carbon dioxide being released into the air. That upward measure is equal to half the annual carbon output of China

Court updates

Press freedom case
Southern District of New York District Judge Lorna Schofield ruled that a literary advocacy group’s lawsuit against Trump for allegedly violating the First Amendment can move forward. The group, PEN America, is pursuing claims that Trump “has used government power to retaliate against media coverage and reporters he dislikes.”
Schofield determined that PEN’s allegation that Trump made threats to chill free speech was valid, providing as an example the White House’s revocation of CNN correspondent Jim Acosta’s press press corps credentials:

”The threats are lent credence by the fact that Defendant has acted on them before, by revoking Mr. Acosta’s credentials and barring reporters from particular press conferences. The Press Secretary indeed e-mailed the entire press corps to inform them of new rules of conduct and to warn of further consequences, citing the incident involving Mr. Acosta… These facts plausibly allege that a motivation for defendant’s actions is controlling and punishing speech he dislikes.”

Twitter case
The president suffered another First Amendment defeat last week when the full 2nd Circuit Court of Appeals declined to review a previous ruling that prevents Trump from blocking users on the Twitter account he uses to communicate with the public. Judge Barrington D. Parker, a Nixon-appointee, wrote: “Excluding people from an otherwise public forum such as this by blocking those who express views critical of a public official is, we concluded, unconstitutional.”
Trump-appointees Michael Parker and Richard Sullivan authored a dissent, arguing the free speech “does not include a right to post on other people’s personal social media accounts, even if those other people happen to be public officials.” Park warned that the ruling will allow the social media pages of public officials to be “overrun with harassment, trolling, and hate speech, which officials will be powerless to filter.”
Florida’s felon voting
U.S. District Judge Robert Hinkle ripped into Florida Governor Ron DeSantis’s administration for failing to come up with a process to determine which felons are genuinely unable to pay court-ordered fees and fines, which are otherwise required to be paid before having their voting rights restored.
“If the state is not going to fix it, I will,” Hinkle warned. He had given the state five months to come up with an administrative process for felons to prove they’re unable to pay financial obligations, but Florida officials did not do so. The case is set to be heard on April 28 (notwithstanding any coronavirus-related delays).

ICE, Jails, and COVID-19

ICE
One of the most overlooked populations with an increased risk of death from coronavirus are those in detention facilities, which keep people in close quarters with little sanitation or protective measures (including for staff).
Last week, U.S. District Judge Dolly Gee ordered the federal government to “make continuous efforts” to release migrant children from detention centers across the country. Numerous advocacy groups asked for the release after reports that four children being held in New York had tested positive for the virus:

“The threat of irreparable injury to their health and safety is palpable,” the plaintiffs’ lawyers said in their petition… both of the agencies operating migrant children detention facilities must by April 6 provide an accounting of their efforts to release those in custody… “Her order will undoubtedly speed up releases,” said Peter Schey, co-counsel for the plaintiffs in the court case.

On Tuesday, 13 immigrants held at ICE facilities in California filed a lawsuit demanding to be released because their health conditions make them particularly vulnerable to dying if infected by the coronavirus. An ACLU statement says the detainees are “confined in crowded and unsanitary conditions where social distancing is not possible.” The 13 individuals are all over the age of 50 and/or suffering from serious underlying medical issues like high blood pressure.

“From all the evidence we have seen, ICE is failing to fulfill its constitutional obligation to protect the health and safety of individuals in its custody. ICE should exercise its existing discretion to release people with serious medical conditions from detention for humanitarian reasons,” said William Freeman, senior counsel at the ACLU of Northern California.

Meanwhile, ICE is under fire for continuing to shuttle detainees across the country, with one even being forced to take nine different flights bouncing from Louisiana to Texas to New Jersey less than two weeks ago. That man is Dr. Sirous Asgari, a materials science and engineering professor from Iran, who was acquitted last year on federal charges of stealing trade secrets. The government lost its case against him, yet ICE has had him in indefinite detention since November.

Asgari, 59, told the Guardian that his Ice holding facility in Alexandria, Louisiana, had no basic cleaning practices in place and continued to bring in new detainees from across the country with no strategy to minimize the threat of Covid-19...Detainees have no hand sanitizer, and the facility is not regularly cleaning bathrooms or sleeping areas…Detainees lack access to masks… Detainees struggle to stay clean, and the facility has an awful stench.

Jails
State jails are making a better effort to release detained individuals, as both New York and New Jersey ordered a thousand people in each state be let out of jail. The order applied only to low-level offenders sentenced to less than a year in jail and those held on technical probation violations. In Los Angeles County, officials released over 1,700 people from its jails.
A judge in Alabama took similar steps last week, ordering roughly 500 people jailed for minor offenses to be released to lessen crowding in facilities. Unlike in New York and New Jersey, however, local officials reacted in an uproar, led in part by the state executive committee for the Alabama Republican Party and Assistant District Attorney C.J. Robinson. Using angry Facebook messages as the barometer of the community’s feelings, Robinson worked “frantically” to block inmates from being released.

Reuters: As of Saturday, at least 132 inmates and 104 staff at jails across New York City had tested positive for COVID-19, the disease caused by the coronavirus… Since March 22, jails have reported 226 inmates and 131 staff with confirmed cases of COVID-19, according to a Reuters survey of cities and counties that run America’s 20 largest jails. The numbers are almost certainly an undercount given the fast spread of the virus.

Tribe opposed by Trump loses land

On Wednesday, The Federal Bureau of Indian Affairs announced the Mashpee Wampanoag Tribe’s reservation would be "disestablished" and its land trust status removed. Tribal Chairman Cedric Cromwell called the move "cruel" and "unnecessary,” particularly coming in the midst of a pandemic crisis. Rep. Bill Keating (D-Mass.), who last year introduced legislation to protect the tribe's reservation as trust land in Massachusetts, said the order “is one of the most cruel and nonsensical acts I have seen since coming to Congress.”
The administration’s decision is especially suspicious as just last year Trump attacked the tribe’s plan to build a casino on its land, tweeting that allowing the construction would be “unfair” and treat Native Americans unequally. As a former casino owner, Trump has spent decades attacking Native American casinos as unfair competition. At a 1993 congressional hearing Trump said that tribal owners “don’t look like Indians to me” and claimed: “I might have more Indian blood than a lot of the so-called Indians that are trying to open up the reservations” to gambling.
More than his past history, however, Trump has current interests at play in the Mashpee Wampanoag’s planned casino: it would have competed for business with nearby Rhode Island casinos owned by Twin River Worldwide Holdings, whose president, George Papanier, was a finance executive at the Trump Plaza casino hotel in Atlantic City.

In the Mashpee case, Twin River, the operator of the two Rhode Island casinos, has hired Matthew Schlapp, chairman of the American Conservative Union and a vocal Trump supporter, to lobby for it on the land issue. Schlapp’s wife, Mercedes, is director of strategic communications at the White House.

TL;DR: Are US Indian Reservations child sex havens? Is their $150 billion dollar gatekeeper hiding in plain sight?

Within Utah's $150 billion dollar Mormonism, bizarre practices exist constantly implying to followers of all ages that Mormonism is the “only true religion on earth” yet outside of Mormonism lie after lie continues to be revealed about it. A controversial redditor recently updated a post with 42 critical facts about this. The post reveals a centuries long chain of hidden events that ultimately implicates Mormonism in no uncertain way as a close friend of the US's fabled "Deep State". Another recently updated Reddit post apparently by the same author implicates the practices of hundreds of nepotistic Mormon attorneys and a judge in Utah who secretly collect fortunes year-after-year by using 9 insidious secret tactics to target and harass 1000's of vulnerable people day-in and day-out. One of these 9 tactics highlights how Mormonism backed, unsupervised attorneys in Utah (and around the country) can secretly pocket an unconscionable fortune off their distraught client's suicides.

Between the two posts, among other things, we may be at the beginning of finally discovering why Mormon controlled Utah also consistently maintains the most horrible rates in the Nation for suicide, financial fraud, bankruptcy and child abuse and why Federal intervention throughout Mormon controlled Utah's corrupt State government is critically needed now for Utah's exploited and targeted population of 3 million men, women and children.

Among other critical topics, the posts outline how top tier Mormon leader Dallin H. Oaks looked the other way for years in regards to the many layers of this insidious corruption while he was a member of the Mormon controlled Utah Supreme Court back in the 80's. Today, Mormonism claims to have more than 16 million followers around the globe and Oaks is one of only three men in $150 billion Mormonism's top tier "First Presidency". Within the collective imagination of Mormonism, the three members of the "First Presidency" are among 15 secretly related men who are believed to have regular interaction with "God THE Father" through in person interaction with "Jesus THE Christ" regarding the global guidance of Mormonism's numerous ecclesiastical and commercial empires. Oak's lifetime appointment to this group of 15 secretly related men began several decades ago. Oaks is also the former president of Mormon owned "Brigham Young University" and is a secret descendant of "Martin Harris", a very controversial, very powerful pedophile and founding financier of the nepotistic, polygamy built, "only true religion on earth", $150 billion dollar Mormonism. (In the early 1800's financier Harris fathered 13 children through two nubile female wombs, the first womb belonged to his 15 year old female cousin. Today Mormonism's $100 billion cash reserve is secretly controlled by 13 peculiarly named corporations).

Within the collective imagination of Mormonism, anyone who publicly questions a male Mormon leader, questions any of Mormonism's numerous financial empires or questions any of Mormonism's 190 years of inconsistent publishing's is immediately ostracized from within. Those who dare speak out further are immediately targeted, cast out and critically undermined by family, friends, neighbors, business associates, mountains of secretly sponsored debilitating court filings, the nepotistic leadership, etc… Within Mormonism's private circles, when it comes to "those types of questions" a curious follow of Mormonism may one day have, they have been taught to simply obey, pay and "save those types of questions for the next life".

Because of Mormonism's unmatched emotional and financial reach as a multi-layered, multi-billion dollar corporation masquerading as the globes "only true religion", the fear based culture of Mormonism driven by the collective imagination of Mormonism creates an insidious umbrella of silence for many dark works including child abuse. Among the other horrible statistics Utah secretly harbors, within Utah, you don't have to look far to find a female who reported sexual abuse to her "ecclesiastical leader" and like the culture of USA Gymnastics and it's 500+ victims of sexual abuse, the reports also never made it to actionable authorities. You also don't have to look far to find self-righteous patterns where a female victim was blamed for the abusers actions towards her by the clothes she chose to wear that day or her other perceived actions within the culture, even if she was a child.

You also don't have to look far in Utah to find rumors floating around that for several decades Mormon leaders (and other friends of The Deep State) have secretly traveled to US Indian Reservations in Utah and around the country to have sex with children. This may be why within nearby cultures, Indian Reservations are regarded as places non-Native Americans aren’t supposed to go or ask too many questions about. It seems even tactics like fabricating the legends of "skinwalkers" have been floated around some nearby populations to keep people from venturing too close.

Unless there's a casino.

That begs the question: Are casino's on Indian Reservations evidence of The Deep State's secret dealing with greedy, imposter Native American leaders who are willing to trade away sex with Native American children in exchange for the endless fortunes the casino's bring their way? Unconscionably, there's actually an old US law that gives a free pass to outsiders who empirical reservation authorities open the tribes secret doors to. A legal "get-out-of-jail-free" card to those The Deep State might want to entice as friends…or eventually control.

With lie after lie continually being revealed about $150 Billion Mormonism and given it's access to Native American populations in Utah, Arizona, New Mexico and around the country it’s worth asking this question and listening very closely so that any surviving victims or surviving people from hidden pregnancies might finally know that "outsiders" are ready to believe them and the truth about Mormonism, it's well connected nepotistic leadership and it's friends within The Deep State.

Could Mormonism's overly zealous, bizarre genealogical practices actually be to generate more illusions and to hide their secret control of DNA-testing-juggernaut-$3 billion dollar "Ancestry.com" ? By controlling commercial DNA testing in the USA, results of DNA tests coming from Indian Reservations could be secretly hidden (or altered) when particular strains of "white man" DNA is detected among a living person? By controlling DNA testing and so much more and with so many lies being revealed about it day-after-day, is insidious Mormonism THE "hiding-in-plain-sight" fabled purveyor and gatekeeper of the billion dollar child sex trafficking industry? If nepotistic Mormonism and it's friends in The Deep State can look the other way when it comes to the 9 insidious legal loopholes in Utah and the thousands of victims perpetuated by them each year in Utah (and in more than 30 other states around the USA) what other illegitimate, nepotistic trades could Mormon leaders and others be secretly making with children on Indian reservations around the country and in other "hiding-in-plain-sight" but socially isolated populations around the globe?

To victims, I cannot advocate for a single specific place where you should go today to file reports of sexual abuse but you must report it. As the previous posts indicate, Mormonism has it's reaches throughout the FBI, CIA, FTC, police departments and other imposter offices throughout Utah and elsewhere but you must report it. To avoid your report being shelved, file it regularly again and again in as many places as you can until it is heard and acted on. If you go somewhere to seek shelter, don't go alone. When possible, go in a group. Eventually support groups with fail safe's in place will form or be discovered so reports can be organized and acted upon properly. Don't give any attorney any money or contractually agree to give them money until the corruption of the American Bar Association is rooted out and State supervision of all attorney's in the USA is implemented.

Like small streams of truth trickling from the same large mountain of lies eventually a river of truth will form and drench these fires of hell.

"SAVE UTAH. SAVE THE NATION"

Within Utah's $150 billion dollar Mormonism, bizarre practices exist constantly implying to followers of all ages that Mormonism is the “only true religion on earth” yet outside of Mormonism lie after lie continues to be revealed about it. A post with 42 critical facts outlines this. The post reveals a centuries long chain of hidden events that ultimately implicates Mormonism in no uncertain way as a close friend of the US's fabled "Deep State". Another post implicates the practices of hundreds of nepotistic Mormon attorneys and a judge in Utah who secretly collect fortunes year-after-year by using 9 insidious secret tactics to target and harass 1000's of vulnerable people day-in and day-out. One of these 9 tactics highlights how Mormonism backed, unsupervised attorneys in Utah (and around the country) can secretly pocket an unconscionable fortune off their distraught client's suicides.
Between the two posts, among other things, we may be at the beginning of finally discovering why Mormon controlled Utah also consistently maintains the most horrible rates in the Nation for suicide, financial fraud, bankruptcy and child abuse and why Federal intervention throughout Mormon controlled Utah's corrupt State government is critically needed now for Utah's exploited and targeted population of 3 million men, women and children.
Among other critical topics, the posts outline how top tier Mormon leader Dallin H. Oaks looked the other way for years in regards to the many layers of this insidious corruption while he was a member of the Mormon controlled Utah Supreme Court back in the 80's. Today, Mormonism claims to have more than 16 million followers around the globe and Oaks is one of only three men in $150 billion Mormonism's top tier "First Presidency". Within the collective imagination of Mormonism, the three members of the "First Presidency" are among 15 secretly related men who are believed to have regular interaction with "God THE Father" through in person interaction with "Jesus THE Christ" regarding the global guidance of Mormonism's numerous ecclesiastical and commercial empires. Oak's lifetime appointment to this group of 15 secretly related men began several decades ago. Oaks is also the former president of Mormon owned "Brigham Young University" and is a secret descendant of "Martin Harris", a very controversial, very powerful pedophile and founding financier of the nepotistic, polygamy built, "only true religion on earth", $150 billion dollar Mormonism. (In the early 1800's financier Harris fathered 13 children through two nubile female wombs, the first womb belonged to his 15 year old female cousin. Today Mormonism's $100 billion cash reserve is secretly controlled by 13 peculiarly named corporations).
Within the collective imagination of Mormonism, anyone who publicly questions a male Mormon leader, questions any of Mormonism's numerous financial empires or questions any of Mormonism's 190 years of inconsistent publishing's is immediately ostracized from within. Those who dare speak out further are immediately targeted, cast out and critically undermined by family, friends, neighbors, business associates, mountains of secretly sponsored debilitating court filings, the nepotistic leadership, etc… Within Mormonism's private circles, when it comes to "those types of questions" a curious follow of Mormonism may one day have, they have been taught to simply obey, pay and "save those types of questions for the next life".
Because of Mormonism's unmatched emotional and financial reach as a multi-layered, multi-billion dollar corporation masquerading as the globes "only true religion", the fear based culture of Mormonism driven by the collective imagination of Mormonism creates an insidious umbrella of silence for many dark works including child abuse. Among the other horrible statistics Utah secretly harbors, within Utah, you don't have to look far to find a female who reported sexual abuse to her "ecclesiastical leader" and like the culture of USA Gymnastics and it's 500+ victims of sexual abuse, the reports also never made it to actionable authorities. You also don't have to look far to find self-righteous patterns where a female victim was blamed for the abusers actions towards her by the clothes she chose to wear that day or her other perceived actions within the culture, even if she was a child.
You also don't have to look far in Utah to find rumors floating around that for several decades Mormon leaders (and other friends of The Deep State) have secretly traveled to US Indian Reservations in Utah and around the country to have sex with children. This may be why within nearby cultures, Indian Reservations are regarded as places non-Native Americans aren’t supposed to go or ask too many questions about. It seems even tactics like fabricating the legends of "skinwalkers" have been floated around some nearby populations to keep people from venturing too close.
Unless there's a casino.
That begs the question: Are casino's on Indian Reservations evidence of The Deep State's secret dealing with greedy, imposter Native American leaders who are willing to trade away sex with Native American children in exchange for the endless fortunes the casino's bring their way? Unconscionably, there's actually an old US law that gives a free pass to outsiders who empirical reservation authorities open the tribes secret doors to. A legal "get-out-of-jail-free" card to those The Deep State might want to entice as friends…or eventually control.
With lie after lie continually being revealed about $150 Billion Mormonism and given it's access to Native American populations in Utah, Arizona, New Mexico and around the country it’s worth asking this question and listening very closely so that any surviving victims or surviving people from hidden pregnancies might finally know that "outsiders" are ready to believe them and the truth about Mormonism, it's well connected nepotistic leadership and it's friends within The Deep State.
Could Mormonism's overly zealous, bizarre genealogical practices actually be to generate more illusions and to hide their secret control of DNA-testing-juggernaut-$3 billion dollar "Ancestry.com" ? By controlling commercial DNA testing in the USA, results of DNA tests coming from Indian Reservations could be secretly hidden (or altered) when particular strains of "white man" DNA is detected among a living person? By controlling DNA testing and so much more and with so many lies being revealed about it day-after-day, is insidious Mormonism THE "hiding-in-plain-sight" fabled purveyor and gatekeeper of the billion dollar child sex trafficking industry? If nepotistic Mormonism and it's friends in The Deep State can look the other way when it comes to the 9 insidious legal loopholes in Utah and the thousands of victims perpetuated by them each year in Utah (and in more than 30 other states around the USA) what other illegitimate, nepotistic trades could Mormon leaders and others be secretly making with children on Indian reservations around the country and in other "hiding-in-plain-sight" but socially isolated populations around the globe?
To victims, I cannot advocate for a single specific place where you should go today to file reports of sexual abuse but you must report it. As the previous posts indicate, Mormonism has it's reaches throughout the FBI, CIA, FTC, police departments and other imposter offices throughout Utah and elsewhere but you must report it. To avoid your report being shelved, file it regularly again and again in as many places as you can until it is heard and acted on. If you go somewhere to seek shelter, don't go alone. When possible, go in a group. Eventually support groups with fail safe's in place will form or be discovered so reports can be organized and acted upon properly. Don't give any attorney any money or contractually agree to give them money until the corruption of the American Bar Association is rooted out and State supervision of all attorney's in the USA is implemented.
Like small streams of truth trickling from the same large mountain of lies eventually a river of truth will form and drench these fires of hell.
"SAVE UTAH. SAVE THE NATION"

Native Americans and Sales Taxes - Avalara

native american casino taxes

native american casino taxes - win

ELI5: Native American Casino Tax Laws

TIL that Indian Casinos came about because a Native American couple, Russell and Helen Bryan, living on a reservation fought property tax all the way up to the Supreme Court therefore establishing precedent that the US government cannot regulate Indian affairs on reservations.

TIL Native American casinos are the result of an erroneous $147 property tax bill

Pot Casino? Native American Tribe Sparks Marijuana Business -- Tax Free

Pot Casino? Native American Tribe Sparks Marijuana Business -- Tax Free

In 1993 Trump testified that operators of Native American casinos didn't "look like Indians". After getting smacked down for the "look" test, Trump whines "Why is it that the Indians don't pay tax"

In 1993 Trump testified that operators of Native American casinos didn't "look like Indians". After getting smacked down for the "look" test, Trump whines "Why is it that the Indians don't pay tax"

TIL that Indian Casinos came about because a Native American couple, Russell and Helen Bryan, living on a reservation fought property tax all the way up to the Supreme Court therefore establishing precedent that the US government cannot regulate Indian affairs on reservations. - todayilearned

Kansas Introduces Two New Sports Betting Bills

Why NY and not just NYC would be a unique, interesting, and fun FO5 setting

The White House Wanted To Give $0 To Tribes in the $2 Trillion Stimulus Bill - Senate Republicans also worked to scale back direct relief for Native Americans

IAmA Native American of the Potawatomi tribe that receives benefits from my tribe.

Would making Native American reserves Special Economic Zones solve reserve poverty?

Subreddit Stats: RedditDayOf top posts from 2019-12-31 to 2020-12-29 15:54 PDT

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The next Detroit: The catastrophic collapse of Atlantic City

READ THIS FIRST: Official Frequently Asked Questions and Answers - Important Up to Date Information You Need To Know about EIDL

OFFICIAL FREQUENTLY ASKED QUESTIONS AND ANSWERS FOR EIDL

The important thing here is DO NOT accept the offer in the portal if you need to revise your numbers.

What is the citizenship status of Native Americans ?

Trump challenges Native Americans’ historical standing

Look out for the Choctaw!

Lost in the Sauce: March 22 - 28